Living in the UK comes with many opportunities, but it also means staying alert to common scams that target unsuspecting individuals—especially Nigerians looking to send money, secure housing, or find jobs. Here are some of the most frequent scams and how to avoid them!
🚨 1. FX Transaction Scams
Many Nigerians in the UK participate in WhatsApp or Telegram groups for exchanging currency. The scam works like this: You send naira to someone expecting to receive GBP in return. The scammer’s syndicate will verify that they are trustworthy, but after you send your money, you never receive your GBP. Worse, you can’t even report it—because it was an illegal transaction. Avoid using informal FX exchanges—stick to reputable financial institutions or trusted forex services.
🚨 2. Fake Parcel Scams
You receive a text message saying, “Your parcel is waiting for delivery. Pay £2 to release it.” Clicking the link takes you to a fake payment page where scammers steal your card details. Always check the official courier’s website and never click on unknown links.
🚨 3. Phishing Emails & Calls
Scammers send emails pretending to be from your bank, HMRC, or service providers. They ask you to click a link or provide sensitive details. Remember: Banks and government agencies will never ask for personal information via email or text. Always verify by calling official customer service numbers.
🚨 4. Housing Scams
Scammers post fake rental listings and ask for deposits before you even see the property. Never send money without viewing a property in person, confirming the landlord’s identity, and signing a legitimate agreement.
🚨 5. Social Media Marketplace Scams
Buying and selling items on platforms like Facebook Marketplace, Gumtree, or eBay can be risky. Scammers may take your money without delivering the item. Only buy from verified sellers and use trusted payment methods that offer buyer protection.
🚨 6. Fake Job Offers
Some scammers post fake job vacancies, then ask you to pay upfront for training, uniforms, or equipment. Legitimate employers will never ask for money to give you a job. Be wary of job offers that sound too good to be true.
🚨 7. AI Voice Cloning Scams
Technology now allows scammers to clone a loved one’s voice and call you, pretending to be in an emergency, asking for urgent financial help. Always verify by calling back or confirming with other family members before sending money.
💡 How to Stay Safe
✅ Always verify before sending money.
✅ Avoid clicking on suspicious links or sharing sensitive information.
✅ Use only trusted financial institutions for transactions.
✅ Report scams to Action Fraud (www.actionfraud.police.uk).
✅ Trust your instincts—if something feels off, it probably is.
Scammers are getting smarter, but with the right information, you can stay ahead. Share this with fellow Nigerians in the UK and help protect our community! 🇳🇬🇬🇧
Join Our WhatsApp Channel
Stay updated on the latest UK news, including education, health, job openings, and more for those living in the UK!
Join here: Naija UK Channel
Also, follow us on our social media channels for the latest updates and discussions:
- Twitter: @NaijaUKConnect
- Facebook: Naija UK Connect
- Instagram: @naijaukconnect
