If you’re new to the UK from Nigeria and ready to hit the road, this guide is for you! Here’s everything Nigerian drivers need to know, from licensing to car insurance.
Can I Use My Nigerian International Driving Licence in the UK?
Yes, you can drive with your Nigerian driving licence for up to 12 months in the UK. After that, you’ll need to apply for a UK driving licence. To start the process, you must be a resident for at least 185 days (roughly 6 months) within the past 12 months.
Can I Exchange My Nigerian Licence for a UK One?
Unfortunately, Nigeria is not on the list of countries that allow direct exchange of licences. After 12 months, you’ll need to get a UK licence. Here’s how:
- Get a Provisional Licence
Apply online for a UK provisional driving licence for £34, or by post for £43. This lets you drive with a qualified supervisor, such as a driving instructor. - Gather Your Documents
You’ll need a valid passport, proof of address for the past 185 days, and your Nigerian driving licence. - Pass Your Theory Test
Study the UK Highway Code, road signs, and hazard perception. Book the test for £24. - Pass the Practical Driving Test
Once you pass the theory test, you can take the practical driving test (cost: £62-£75). You don’t need formal lessons, but they can help you get familiar with UK driving laws. - Exchange for a Full UK Licence
Once you pass your test, you can exchange your provisional licence for a full UK licence, free of charge via post. - Update Your Insurer
Once you have your UK licence, inform your insurer and update your details to avoid any issues with coverage.
Do I Need Car Insurance?
Yes, car insurance is mandatory in the UK. Be sure to secure insurance before you start driving.
How is UK Car Insurance Different from Nigeria’s?
- Who Can Drive Your Car? In the UK, only named drivers on your policy are insured. Family or friends who wish to drive must either be named or have their own insurance.
- Road Tax: Car owners must pay a yearly tax unless the vehicle is off the road (SORN).
- Claim-Free Driving Discount: If you’ve driven without claims in Nigeria, you may be eligible for a discount in the UK.
- Price: Car insurance in the UK is generally more expensive, especially for new drivers. At Marshmallow, we work with insurers to help you get a fairer rate based on your driving experience.
The Best Car Insurance for Nigerian Drivers in the UK
Marshmallow offers insurance tailored to newcomers. We’ll apply your Nigerian claim-free driving discount, saving you up to 45% on your cover. You can also pay monthly, which not all providers allow.
Drive safe and good luck on your UK journey!
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